Insurance-Approved Collision Repair & Direct Billing
Been in an accident? We work with every major Ontario insurer, bill them directly, and handle the paperwork — so you pay less out of pocket and get back on the road faster. And remember: it’s your car, so it’s your choice of shop.
In Ontario, you choose your own body shop
When you call your insurer after a collision, they may steer you toward a “preferred” or “network” shop. That’s a convenience option — not a requirement. Ontario drivers have the right to choose where their vehicle is repaired, and choosing an independent, quality-focused shop like MacGyver means your repair is done to manufacturer standards, not to a volume contract. We’ll still make the insurance side effortless with full direct billing and claim coordination.
Direct billing, done right
All major insurers
Intact, Aviva, TD, Desjardins, Wawanesa, Economical, Allstate, RBC, CAA and more — we know their systems.
You pay only your deductible
We bill the insurer directly for approved repairs, so there’s no large up-front payment and no waiting on reimbursement.
Claim paperwork handled
We document damage, submit the estimate, and coordinate approvals with your adjuster from start to finish.
OEM-standard repairs
Manufacturer procedures and approved parts protect your safety systems, resale value and warranty.
Rental & towing help
Need a tow or a rental while we work? We’ll help arrange it and fold it into your claim where covered.
Lifetime guarantee
Every insurance repair is backed by our Lifetime Workmanship Guarantee — insurer network or not.
From fender-bender to back on the road
Call or drop in
Reach us at (905) 505-5858 or bring the vehicle in for a free damage assessment.
We open the claim
We document the damage and coordinate directly with your insurance adjuster.
Approval & repair
Once approved, we repair to manufacturer specs with OEM-grade parts.
Direct billing & keys
We bill the insurer directly — you settle only your deductible and drive away.
A “network” shop works for the insurer. We work for you.
Network repair agreements are built around cost and cycle-time targets set by the insurance company. Our only target is a repair you can’t tell ever happened — restored safety, a flawless finish, and a guarantee that outlasts the claim. You get the convenience of direct billing without giving up control of the quality.
Your insurance repair includes
- Direct billing to all major insurers
- Free written estimate & claim assistance
- OEM & approved replacement parts
- Frame & structural measuring to spec
- Factory-match paint & refinishing
- Lifetime Workmanship Guarantee
Your questions, answered
Do I have to use the body shop my insurance company recommends?
What does direct insurance billing mean?
Which insurance companies do you work with?
Will using your shop affect my warranty or the quality of the repair?
How do I start an insurance collision claim?
Had an accident? We’ll handle the claim.
Free estimate, direct insurance billing, and a Lifetime Workmanship Guarantee. Choose the shop that works for you.